What Billing Methods Does Katchy Offer?
Katchy provides multiple billing and payment methods designed to support cross-border trade businesses, international merchants, importers, exporters, and global suppliers. Through its multi-currency payment infrastructure and localized liquidity network, Katchy helps businesses make global payments more conveniently, securely, and cost-effectively.
Katchy’s billing methods are mainly divided into the following categories:
Global Payment
Global Payment refers to cross-border transfers made from your Katchy account to corporate or personal bank accounts worldwide. Through Katchy’s payment network and partner infrastructure, customers can send international payments to bank accounts across more than 200 countries and regions.
This payment method is commonly used for:
* International supplier payments
* Import and export settlements
* Procurement transactions
* Wholesale trade payments
* Cross-border business operations
* Regional trade settlements
Katchy supports multiple currencies and trade corridors, helping merchants reduce settlement delays and access competitive real-time exchange rates for global business payments.
Payment to China
When businesses need to make payments in RMB to suppliers in mainland China or Hong Kong, Katchy provides a specialized Payment to China service.
Under this billing method, Katchy assists with the foreign exchange settlement declaration process on behalf of customers and coordinates directly with banking and settlement partners. Customers do not need to submit foreign exchange settlement declaration documents directly to the bank themselves.
After the transaction is processed, RMB funds can be transferred directly to:
* Mainland China corporate bank accounts
* Mainland China personal bank accounts (subject to compliance review)
* Hong Kong bank accounts
This service is designed to simplify cross-border procurement and supplier settlement for businesses trading with Chinese manufacturers and exporters.
Payment to African Countries
Katchy supports fast and flexible payment settlement to multiple African markets through its localized liquidity network and cross-border payment infrastructure. Businesses can use Katchy to send payments to suppliers, trading partners, distributors, service providers, collectors, and local recipients across supported African currencies and regions.
Currently, Katchy supports payment operations involving: NGN, GHS, XOF, XAF, AED, ETB, KES. This payment method is commonly used for:
* Regional trade settlements
* Supplier and procurement payments
* Wholesale and FMCG operations
* Cash collection and payout services
* Distributor settlements
* Cross-border merchant payments
* Local office cash collection workflows
When customers place payment orders through Katchy’s operational channels such as WhatsApp support groups, Customer Support teams process the transaction through the Katchy Admin system using the Debit workflow.
Depending on the transaction type and destination country, payments may be completed through:
* Local bank transfers
* Mobile money channels
* Local payout agents
* Cash collection arrangements
* Crypto liquidity platforms such as Binance, HTX, or OKX
Katchy’s payment infrastructure is designed to support operational speed and localized settlement efficiency. Once payment instructions are confirmed, Customer Support teams verify transaction details, payment proofs, recipient information, and payout status before final confirmation is sent to the customer.
For cash payout transactions, Katchy also supports local collection workflows where designated collectors or representatives can coordinate physical cash delivery and signature confirmation through the platform’s Cash Debit process.
To improve operational visibility and payment tracking, Katchy internally manages:
* Pending payment orders
* Priority payment queues
* Split payment records
* Remaining balance calculations
* Payment proof verification
* Transaction remarks and audit history
All African payment operations are protected through Katchy’s compliance procedures, internal risk-control reviews, KYC verification standards, and bank-grade security protocols to help ensure safe and compliant cross-border trade transactions.
Payment to Another Katchy Account
Katchy also supports internal transfers between Katchy accounts.
Payments sent from one Katchy account to another Katchy account are processed instantly, available 24/7, and currently support zero transaction fees.
This billing method is especially useful for:
* Business partners using Katchy
* Internal fund transfers
* Fast supplier settlements
* Merchant-to-merchant transactions
* Multi-entity business operations
Internal Katchy transfers help businesses move funds quickly without relying on traditional banking settlement schedules.
Secure and Transparent Cross-Border Payments
All Katchy billing methods are protected through bank-grade encryption, internal compliance procedures, and KYC verification standards. Katchy applies strict risk-control processes to help businesses conduct cross-border trade payments safely and efficiently.
Katchy also supports multiple operational currencies including: USD, NGN, GHS, CNY, EUR, XOF, XAF, AED, ETB, KES, GBP, RUB, BRL, VND, THB, JPY.
By combining multi-currency support, localized liquidity, real-time exchange capabilities, and flexible settlement methods, Katchy helps businesses simplify international trade payments while reducing operational friction and transaction costs.